Attention homeowners in Port Richey and Pasco County: Get an Appraisal today!

Check out the top seven reasons why Florida homeowners hire Tanya K. Birren:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Pasco County's assessment of your property
Remove PMI to reduce their mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Florida, when real estate property needs to be divided
Settle an estate in Florida by determining the true market value of a property


	Do you own a home in or near Port Richey? Do you need help determining the price of your real estate? Contact Tanya K. Birren.

At Tanya K. Birren, we understand the individual needs of a consumer looking for appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. As our valued client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Tanya K. Birren will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other houses nearby. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Tanya K. Birren is your chief weapon.

Appraisals to remove PMI

A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Tanya K. Birren, we're seasoned in helping consumers just like you delete unwanted PMI insurance.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Tanya K. Birren can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Tanya K. Birren offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.